Use FINX data and payment APIs to create, safely test, and deploy a wide range of cutting-edge financial products.
You need a faster, more cost-effective solution for your fintech product.
You’ve tried other Open Banking platforms, but they have interfaces and processes that are too complex, and a developer experience that is less than ideal.
Get direct access to account data and build highly secure, yet smooth customer experiences.
Our unified Open Banking / Finance APIs provide data from multiple sources while helping you reduce overhead:
Give customers access to all their balances and transactions on one platform
Verify account holders easily with the end customers’ banks
Gather normalized transaction data from hundreds of banks across MENA
Ensure consent for full transparency and customer control
Enable secure direct payments from customer accounts across our wide network of integrated banks and financial institutions:
Design seamless, convenient, and secure payment journeys, within your app’s ecosystem
Get a modern suite of tools, SDKs, and guides that help you build great merchant experiences
Get a cost-effective solution that doesn’t need connections with individual card acquirers
Skip the manual transfers, data entry, and complicated authentication processes
Enhance transaction data with additional context like merchant information, transaction categories, contact details:
Look up relevant merchant, transaction and customer information faster
Improve data accuracy and reduce redundant data
Reduce overhead from data cleansing, processing and normalization
Nurture customers with more personalised data-driven experiences
Automate reporting of complex financial data and identify patterns within your customers’ transactions:
Verify account ownership without long-drawn processes and documentation
Enable quicker credit processes for customers and lenders with easy income verification
Offer hyper-personalised products and services on the basis of customer transaction data
Facilitate affordability scoring and help your customers make the data and analysis part of their financial planning
Automated transaction analysis for better budgeting
Unified, consented data from multiple banks
Easy monitoring of financial goals
No complicated spreadsheets
Streamlined request and approval process
Automate processes and enable straight through processing
Shorter approval cycles without the tedious paperwork
Fewer loan defaults
Enhanced fraud prevention and AML/CTF/PeP checks
Cost-efficient, smoother experience
Automation and operational excellence
Easier approvals than traditional loans
No established credit history requirement
Independent analysis of creditworthiness
Quick and convenient
FINX data and payment APIs power great developer experiences and seamless customer journeys.